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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.
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Typical 12.5% APR variable.

Rates from 7.9% APR variable to 19.9% APR variable.

FAQs*

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What happens if I get ill?

Thinking through the possible ramifications of not being able to meet your loan repayments is a very important aspect of planning for your loan. For self-employed people, in particular, if being ill compromises your ability to repay the loan then there are several steps you should consider in advance:

  • Consider a payment protection plan, explained elsewhere in these FAQs. What this does is gives you some insurance against not being able to make all your payments. To discuss this and find out more about the advantages it includes, and then you should chat with an advisor to find out how it suits your personal circumstances.
  • If you get ill and you're employed in a steady job you may find that as long as you have medical support for your condition you may be entitled to sick pay.
  • Caution may be wise - you should always make sure that you could comfortably afford loan repayments.
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*Nothing in these FAQs constitutes advice and is intended for general information purposes only. For qualified advice, please speak with UK Personal Loans Limited 08000 196 777.


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